International IBAN & BIC/SWIFT Validator

Validate International Bank Account Numbers (IBAN) and SWIFT/BIC codes online using ISO 13616 and ISO 7064 Mod 97-10 checksum validation across Germany, UK, UAE, EU, and 80+ countries.

Input Parameters
Calculation Result
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Enter values to see real-time calculation.

How to Use the International IBAN & BIC/SWIFT Validator

  1. Enter the International Bank Account Number (IBAN) with or without spaces.
  2. Optionally enter the bank BIC / SWIFT code for format validation.
  3. The engine validates country structure, expected length, and ISO 7064 MOD 97-10 check digits.

Key Features & Capabilities

  • ISO 13616 & ISO 7064 MOD 97-10 mathematical validation.
  • Covers 80+ countries including Germany (DE), UK (GB), UAE (AE), France (FR), and Australia.
  • Validates 8 or 11 character SWIFT/BIC routing formats.
  • Zero server transmission — total privacy for financial account identifiers.

Technical Architecture & Privacy

International IBAN & BIC/SWIFT Validator is engineered with a focus on performance, mathematical accuracy, and maximum user privacy. Operating entirely in-browser on the client side, all processing takes place locally within your browser's JavaScript engine. None of your financial numbers, text entries, or private inputs are ever transmitted to or stored on remote servers.

Frequently Asked Questions

How does IBAN MOD 97-10 checksum work? ▾

The first 4 characters are moved to the end, letters are converted to two-digit numbers (A=10 to Z=35), and the resulting large number is divided by 97. If the remainder is 1, the IBAN is mathematically valid.

Which countries use IBAN? ▾

All 27 European Union countries, the UK, UAE, Saudi Arabia, Switzerland, and over 80 countries worldwide use the IBAN standard for cross-border wire transfers.

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