HRA Tax Exemption Calculator (Sec 10(13A))

Calculate your House Rent Allowance (HRA) tax exemption under Section 10(13A) of the Indian Income Tax Act. Supports Metro (50%) and Non-Metro (40%) rules with 3 statutory conditions.

Input Parameters
Calculation Result
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Enter values to see real-time calculation.
⚖ Disclaimer: Results and formulas are estimates for informational and educational purposes only. They do not constitute certified tax, legal, or financial advice. Legal Disclaimer →

How to Use the HRA Tax Exemption Calculator (India Sec 10(13A))

  1. Enter your annual basic salary and actual HRA received from your employer.
  2. Enter the total rent paid during the financial year.
  3. Select whether your rented accommodation is in a Metro city (Delhi, Mumbai, Kolkata, Chennai).
  4. Review the 3 statutory condition amounts and your total tax-exempt HRA.

Key Features & Capabilities

  • Computes the minimum of all 3 statutory Section 10(13A) rules.
  • Metro (50% basic) and Non-Metro (40% basic) salary rule support.
  • Shows exact monthly tax exemption and taxable HRA balance.

Technical Architecture & Privacy

HRA Tax Exemption Calculator (India Sec 10(13A)) is engineered with a focus on performance, mathematical accuracy, and maximum user privacy. Operating entirely in-browser on the client side, all processing takes place locally within your browser's JavaScript engine. None of your financial numbers, text entries, or private inputs are ever transmitted to or stored on remote servers.

Frequently Asked Questions

What are the three conditions for HRA tax exemption in India? ▾

Exempt HRA is the lowest of: 1) Actual HRA received, 2) 50% of Basic+DA (Metro) or 40% (Non-Metro), or 3) Rent paid minus 10% of Basic+DA.

Is HRA exemption available under the New Tax Regime? ▾

No. HRA tax exemption under Section 10(13A) is only available under the Old Tax Regime. The New Regime offers a higher standard deduction instead.

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