EPF & PPF Maturity Calculator (India)

Calculate PPF (7.1%) and EPF (8.25%) maturity corpus, monthly interest accumulation, and tax-free retirement wealth with annual salary increments and compounding schedules.

Input Parameters
Calculation Result
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Enter values to see real-time calculation.
⚖ Disclaimer: Results and formulas are estimates for informational and educational purposes only. They do not constitute certified tax, legal, or financial advice. Legal Disclaimer →

How to Use the EPF & PPF Maturity Calculator (India)

  1. Select whether to calculate Public Provident Fund (PPF) or Employees Provident Fund (EPF).
  2. Enter your monthly contribution or basic salary.
  3. Choose investment tenure (5 to 35 years) and expected salary increment.
  4. Examine the total invested principal, accumulated interest, and maturity amount.

Key Features & Capabilities

  • Accurate interest models: PPF at 7.1% p.a. and EPF at 8.25% p.a.
  • Section 80C tax deduction analysis and EEE tax exemption status breakdown.
  • Calculates both employee 12% contribution and employer 3.67% EPF share.

Technical Architecture & Privacy

EPF & PPF Maturity Calculator (India) is engineered with a focus on performance, mathematical accuracy, and maximum user privacy. Operating entirely in-browser on the client side, all processing takes place locally within your browser's JavaScript engine. None of your financial numbers, text entries, or private inputs are ever transmitted to or stored on remote servers.

Frequently Asked Questions

What is the maximum amount one can deposit in PPF per financial year? ▾

The maximum investment limit in a PPF account is ₹1,50,000 per financial year under Section 80C.

What is the current EPF interest rate for FY 2024-25? ▾

The EPFO has fixed the EPF interest rate at 8.25% per annum for the current financial year.

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